Before digging upon the Navy Federal Routing Number, let us first get acquainted with what a routing number is? A routing number is a nine-digit number which is used to identify the location where your bank account was opened. The routing number is also sometimes called as Routing Transaction Number or RTN or ABA (American Bankers Association) numbers.
Navy Federal is a Credit Union which provides financial services to Employees of US Navy, Army, Marine Corps and Air Forces. If you wish to send money internationally or have a transaction with somebody then all you need is a Navy Federal Routing Number.
The Navy Federal Credit Union (NFCU) is the world’s largest credit union and serves approximately 7.6 million military members and their families. The Navy Federal Credit Union (NFCU) is headquartered at 820 Follin Lane SE, Vienna, Virginia VA, 22180.
The NFCU not only offers financial assistance but also provides lots of job opportunities to the families of US army.
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Navy federal routing number – 256074974
Federal reserve assigns every bank or credit union its own 9 digit routing number which sets it apart from each other. Moreover, every digit in those nine-digit code has it’s own specifications. The first four digits of the routing number are called the Federal Reserve Processing Symbol because they specify the Federal Reserve District and regional processing center within which the credit union is located. The next four digits identify the particular bank, as for instance, the Navy Federal Credit Union. The final digit is referred to as ‘check digit’ because it gives the validity to the entire number and so is generated using a special algorithm.
When is a Navy Federal Routing Number used?
There are ample situations where one can be asked to provide their routing numbers. As for instance, if you are supposed to transfer money internationally, then the bank will ask for your routing numbers. Routing numbers help the bank to understand precisely where the money needs to go. It do happen sometimes that the routing number written in the cheque is not the one which is required for wire transfers. You can either ask the bank to provide you the right routing number or you can search it online to avoid delays in processing the money transfer.
Also, routing numbers can also be used while making online payments or automatic bill payments. You will need to provide your account number along with your routing number.
How to find Navy Federal Routing Number on cheques
The simplest and efficient way to find the navy federal routing number is to look at the cheque. The Navy Federal Routing Number is present at the bottom end of the Navy Federal Banks Cheques.
Looking at the below image you can have an idea of how the Navy Federal Credit Union Routing Number appears on the Navy Federal Bank Cheques.
In the image mentioned below, you can see that :
- 9 digits which represent your Navy Federal Credit Union Routing Number.
- Following which, the next set of digits represent your account number. And,
- The last set of digits is your cheque number.
How to find Navy Federal Routing Number via online banking
You can find your navy federal routing number by simply logging in to their website i.e., www.navyfederal.org. For this you have to be a registered user on the site then only you can find your routing number. Just follow the below steps and you can find your routing number.
- Visit navyfederal.org
- Find the login section.
- Enter your username/online ID and password in the required credentials and press login
- After logging in search and click on account summary
- Click on navy federal routing number and write down your Navy Federal Routing Number.
Online transfer fees for Navy Federal Credit Union (NFCU)
No service comes free! Not even with Navy Federal Credit Union. The Navy Federal Credit Union (NFCU) has put some charges on its online bank transfer services depending upon whether the transfer are domestic or an international.
For domestic transfer – The NFCU charge $0 for every incoming transaction and $14 for every outgoing transaction.
For international transfer – The NFCU charge $0 for every incoming transaction and $25 for every outgoing transaction.
Navy Federal Credit Union Customer Service Number
The Navy Federal Credit Union provide help to all the customers. The customers can report complaints and issues and the NFCU will sort it out. The Navy Federal Credit Union provides 24 hours customer service and gives a targeted help. If you have any query always feel free to contact the Navy Federal Credit Union Customer service number, the best source of information for you.
With the help of Navy Federal Credit Union customer service, you can also know your Navy Federal Routing Number. You just need to keep all your necessary details with you. You can give a call to the Navy Federal Credit Union Customer service and ask for your Navy Federal routing number from anywhere of the united states. They will immediately respond to tour query and will ask your necessary details such as your name, your account number, your branch name, etc. After you give your details, the customer care representative will give you your respective Navy Federal routing number which you can write it down somewhere in the paper as the navy federal routing number is one of the most important numbers to provide while making transactions.
The Navy Federal Credit Union Customer Service Number is 1-888-842-6328.
Navy Federal Routing Number is very useful and important to make any wire transactions and paper transactions in all over the United States. You can find your routing number through any of the above ways. If you still have any queries or your doubts are still not cleared, kindly visit the official.website of the Navy Federal Credit Union i.e., www.navy federal.org or contact the Navy Federal Credit Union Customer Service or visit your nearest NFCU branch.