Mountain America ABA (American Bankers Association) number is 324079555 and is the same for every Mountain America Credit Union branch location. ABA (American Bankers Association) routing numbers is a nine-digit number given to every bank in order to identify the specific financial institution within the United States. For every transaction, whether it is a wire or electronics automatic clearing house (ACH) transactions such as direct deposit, e-cheques, and electronic fund transfer, ABA routing number is a must for everyone to provide in order to avoid delays in processing the money. Mountain America Federal Credit Union is one of the most popular financial institutions in the United States.
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Mountain America Credit Union routing Transit Number is also known as ABA routing number, ACH routing number and MACU transit number.
Mountain America Routing Number is important for every customer to carry in order to provide it whenever necessary. There are more than 80 Mountain America branches and 5000+ share branches located in various places. The American Bankers Association (ABA) has provided one routing number to all the branches of Mountain America Federal Credit Union.
Being a member of Mountain America Credit Union, if you want to make any kind of transfer whether it is online banking or mobile banking or direct deposit or wire transfer, you have to provide your Mountain America Credit Union routing number in order to make the payment and to avoid delays in processing the money.
Without the Mountain America Credit Union Routing Number you will not be able to perform any of the transactions such as online payments, wire transfer, direct deposits, cheque payment, fund transfer, bill payments, etc.
Mountain America is headquartered at 7181 S Campus View Dr, West Jordan, UT 8404, USA
What is the use of Mountain America Credit Union routing number?
The nine-digit Mountain America Credit Union routing number (i.e., 324079555) is needed along with your account number in order to set up a direct deposit for your savings or checkings account.
Without your Mountain America Credit Union routing number it will not be possible for you to set up a direct deposit and take the advantage of a direct deposit.
Account format for direct deposit or external transfer
The checking account number will be in the following format: 5010XXXXXXXX where the Xs represent the 8 digit account number which is given to you at the time of opening of the account.
If your account number is less than 8 digit you have to put enough number of 0s (zeros) in the above format to make it a 8 digit account number.
For example, if your account number is 1234567, then you have to add one 0 at the beginning of the account number to make it 8 digit. After adding 0 your account number will be 01234567 and your checking number will be 501001234567.
How to find Mountain America Routing Number on a cheque
You can find your Mountain America Credit Union routing number anywhere. But the simplest and efficient way to find the Mountain America Credit Union routing number is to look at a cheque. The Mountain America Credit Union Routing Number is present at the leftmost bottom end of the Mountain America Banks Cheques. You can find your Mountain America Credit Unuon routing number on the left bottom corner of a cheque.
Looking at the above image, you can have an idea of how the Mountain America Federal Credit Union Routing Number appears on the Mountain America Bank Cheques.
In the image mentioned above, you can see that :
- 9 digits which represent your Mountain America Routing Transit Number.
- Following which, the next set of digits represent your account number. And,
- The last set of digits is your cheque number.
Fees associated with wire transfers through Mountain America Credit Union (MACU)
No service comes free! Not even with Mountain America Credit Union. The Mountain America Credit Union (MACU) has put some charges on its wire transfer services depending upon whether the transfer are domestic or an international.
For domestic transfer – The Mountain America Credit Union charge $10 for every incoming transaction and $15 for every outgoing transaction.
For international transfer – The Mountain America Credit Union charge $10 for every incoming transaction and $30 for every outgoing transaction.
How to find Mountain America Credit Union branches near me?
Mountain America Credit Union has more than 85 branches to serve their people residing at different locations in the United States. You can easily find your nearest Mountain America Credit Union branch near you by simply following the below mentioned steps.
- Log on to Mountain America Credit Union (MACU) official website i.e., macu.com
- Select and find the branch option in the desired page.
- Enter the state, city or zip code in the required credentials.
- Select Mountain America branches or ATMs option available.
- Click on the search button.
- The list of all the Mountain America Credit Union branches or ATMs nearest to your location will appear in the screen.
Mountain America Credit Union Customer Service Number
The Mountain America Credit Union provide help to all the customers. The customers can report complaints and issues and the MACU will sort it out. The Mountain America Credit Union provides 24 hour customer service and give a targeted help. If you have any query always feel free to contact the Mountain America Credit Union Customer service number, the best source of informatoin for you.
The Mountain America Credit Union Customer Service Number is 1-800-748-4302.
Mountain America Routing Number is very useful and important to make any wire transactions and paper transactions in all over the United States. As the Mountain America Credit Union routing number is same for all it’s branches, you will not have to worry. You can find your routing number by the above mentioned way. If you still have any queries or your doubts are still not cleared, kindly visit the official website of the Mountain America Credit Union i.e., www.macu.com or contact the Mountain America Credit Union Customer Service or visit your nearest MACU branch.